Comprehensive Unclaimed Funds Recovery Solutions for Every Stage of Ownership
From surplus identification to claim filing and fund recovery, our tailored services are designed to help you reclaim money that’s rightfully yours—efficiently, securely, and with complete transparency.
For The Future
Rightful Owner Funds Recovery
Our recovery strategy is built to safeguard your information, ensure compliance, and deliver confidence at every stage of the unclaimed funds process.
Growth Mindset
End-to-End Funds Recovery Management
We manage the entire recovery process—from locating funds to securing payment—so you don’t have to.
Accountability
Surplus & Overpayment Recovery
We recover excess funds from foreclosures, tax sales, and legal proceedings that are often overlooked or unclaimed.
Preparation
Recover Surplus Funds from Tax Sales Safely and Legally
We help individuals recover unclaimed surplus funds from tax sales—quickly, legally, and securely.
Why Unclaimed Surplus Funds LLC?
Frequently Asked Questions
Clear answers to help you make confident financial decisions.
What Is Surplus Funds/Overages?
Surplus Funds are proceeds generated from the sale of your home at a sheriff’s sale or foreclosure auction and States Unclaimed Surplus Funds. If your home is sold for more than what you owe on your mortgage and for taxes, you may be entitled to Surplus Funds, which in some cases could total thousands of dollars.
How much does it cost to retrieve my claim?
We work on a contingency basis and are only paid a minor percentage when and if we successfully recover the funds for you. Once you sign our contingency fee agreement, we’ll cover all the costs of retrieving those funds on your behalf including but not limited to Attorney’s fees, filing fees, court costs etc.
Who is Unclaimed Surplus Funds LLC?
Unclaimed Surplus Funds LLC is an organization that specializes in finding and recovering lost assets. Some of the sources of money that we locate are from Tax and Mortgage Foreclosure auctions, States Unclaimed Surplus Funds. We research the information and then contact the rightful owners to help them recover any surplus funds we have located for them!
Can't I Find the Money on My Own?
The governmental agencies we audit typically DO NOT post these unclaimed funds accounts online. You are welcome to search state unclaimed funds websites, but if you find funds there, these are not the funds we’re informing you about.
Why is the money available?
For example, in the case of real estate that was owned, Properties are sold either at foreclosure or tax sale auction. Many times the amount owed to lien holders or creditors gets overpaid to the government and they take it if no one claims it. In cases of Bankruptcy, an old discharged bankruptcy can sometimes yield funds. There are many more sources. We would be more than happy to explain where your funds were generated from.
How long will the process be to receive proceeds?
Each Government agency, Bank or Private organization handles the claims process differently. Depending on the local rules of law and the type of claim it may take as soon as 30 days but on average 90-120 days from the filing date. Some cases may take more time; however, we typically see payments within 90 days.
How much is my claim? Where is it?
If we contacted you, we know you qualify for a claim but need your approval to pinpoint the exact location of those funds within the government agency. Once you sign, we will complete the drill down process to identify the unclaimed fund account and immediately file to get it released on your behalf.
Is this a scam?
NO. The concept of lost or forgotten funds or assets has been around for a long time. The federal state and local governments as well as private banks, HOA’s and others hold over a staggering $50 Billion Dollars in unclaimed funds. Yes, that’s where we come in. We do not charge you any money upfront for our services. We work on a contingency basis and are only paid when and if we successfully recover the funds for you. WE WILL NEVER ASK YOU FOR ANY PAYMENT INFORMATION.
Who can file a claim?
Eligibility depends on state laws and probate rules. Typically, the former homeowner or their legal heirs can file. In some cases, lienholders or creditors may also submit claims.
How do I know this is legitimate?
Surplus recovery is a legal process backed by state statutes. Courts hold these funds in trust until they are claimed. We provide documentation, case references, and court filings so you can verify everything for yourself.
Why is my claim taking so long?
Delays usually happen when probate hasn’t been started, paperwork is incomplete or deadlines are missed. Professional guidance helps prevent these setbacks.
Why was my claim rejected?
Outdated forms, missing signatures, lack of notarization, and incomplete documentation are the most common reasons. Courts reject incomplete claims with no obligation to guide you.
Will family conflict impact the claim process?
Yes. When heirs disagree, the probate court decides how the funds are distributed. The process can take longer — typically 6 to 18 months — but it protects each heir’s rightful share under the law.
How long does the process take?
Most surplus fund claims are resolved in 2–4 months once all required documents are filed. Cases involving probate, multiple heirs or court backlogs may take longer.
Do I have to pay upfront?
No. We work on a contingency basis. You only pay if funds are successfully recovered.
How much does it cost?
Our fee is a percentage of the funds we recover, agreed upon before we begin. You’ll never risk money out of pocket — if we don’t win, you don’t pay.
What if I live out of state?
That’s not a problem. We represent clients nationwide and handle the paperwork, court communication, and filings remotely. You don’t have to travel back to the county where the property was located to claim what’s yours.
What happens if creditors also file claims?
If creditors such as lienholders, judgment holders, or tax authorities file against the funds, the court reviews all claims and decides how to divide the money. We research potential liens early and advocate for you throughout the process to protect your share.
What documents are needed?
It depends on your situation. Typical documents include a valid ID, foreclosure records, proof of ownership, and in estate cases, death certificates and probate filings.
Can I file a surplus funds claim myself without your help?
Yes, you can. However, the process isn’t always straightforward and often requires careful attention to detail. Mistakes or missing documents can delay or even deny a claim and in some cases, legal assistance may be needed. Unclaimed Surplus Funds LLC manages the process from start to finish including coordination with attorneys when required, ensuring everything is filed correctly and on time.
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Want to work with us?
Let’s create a personalized recovery plan that puts your goals within reach — starting today.
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Unclaimed Surplus Funds LLC provides assistance with surplus funds recovery. We are not a law firm and do not provide legal or tax advice. Eligibility for surplus funds depends on state laws, lienholder claims, and court approval. Results are not guaranteed. Our services are contingency-based — we only collect a fee if funds are successfully recovered.
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